PROFESSIONAL PROFILE

Eric S. Snyder, Senior Vice President-Wealth Management, CFM, CIMA®, CRPC®
Eric provides investment advice for our high net worth families, non-profit organizations, and institutional clients. Holding the industry-wide designation of Certified Investment Management Analyst and a member of the Investment Management Consultants Association, he utilizes modern portfolio theory combined with third party investment management firms to bring an institutional approach to managing client portfolios. Eric earned a Bachelor's degree in Marketing and International Business from The Pennsylvania State University.

Charles Balducci, Senior Vice President-Wealth Management, CFM, CIMA®, CRPC®
Charlie specializes in identifying potential financial solutions for High Net Worth individuals. With the industry-wide designation of Certified Investment Management Analyst. Charlie works extensively with corporate executives by creating unique strategies for their concentrated company stock and option positions, including lending, hedging, diversification, monetization and tax deferral techniques. Charlie is a graduate from The Pennsylvania State University where he completed his degree in Finance and Economics.

Candace K. Lucas, Financial Advisor, CRPC®
Candace joined Merrill Lynch in 1985. Her strengths include designing sophisticated insurance solutions to minimize estate taxes, as well as creating long-term healthcare and retirement income solutions, in tandem with comprehensive financial planning. Candace works with small-to-mid-sized businesses with corporate cash management, retirement plans and business succession planning.

Joseph Kasell, Financial Advisor, CFM
Joe is the group specialist in options trading and manages risk for portfolios via technical analysis. He assists our senior level corporate clients with an institutional approach to managing their portfolios. He has been with Merrill Lynch for ten years and has been in the industry for over twenty.

Marc A. Balducci, First Vice President-InvestmentsFinancial, CFM
Marc helps to identify liquidity issues for our High Net Worth clients. He specializes in liability management and is conversant in lending money against concentrated stock positions, residential and commercial real estate and assets of small to mid-sized businesses.

Peter Murray, CFM, PIA Program
Peter was educated at Georgetown University where he received a Bachelor's in Political Science. Peter has over 25 years of business experience. Prior to joining Merrill Lynch, Peter served as President of Storer Communication Sales (currently Comcast Cable) and Executive Director of Convergence Capital.

Christy Marrero, Financial Advisor, CRPC®
Christy provides wealth management solutions to high net worth individuals. Prior to beginning her career at Merrill Lynch, she worked at Goldman Sachs where she assisted both institutions and individuals with their alternative investments. Christy is a graduate of Boston University, with a Bachelor of Science degree in Business Administration.

Noreen L. Gillen, Financial Advisor, CFP®, CRPC®
Noreen advises clients with regards to their personal wealth management including investments, comprehensive financial planning, retirement cash flow analysis, trust and estate planning services, college education savings, and philanthropic gifting strategies. Prior to Merrill Lynch, Noreen worked at Sony BMG Entertainment where her responsibilities included financial oversight for its various record labels and artists. She earned her B.S. in Finance from NYU’s Stern School of Business and she has achieved the Certified Financial Planner™ certification and the Chartered Retirement Planning Counselor designation.

Lionel Warshauer, Financial Advisor
Lionel draws on his prior experience as a trusts and estates attorney to bring a fiduciary approach to wealth management. Accustomed to dealing with high net worth individuals, thier finanical objectives and expectations, Lionel guides clients in all areas of wealth management. Lionel also specializes in identifying and implementing estate planning strategies which minimize potenital taxes for high net worth clients. A graduate of Haverford College and the Benjamin N. Cardozo School of Law.

Matthew Miller, Financial Services Associate, CFP®
Matthew transferred to the Snyder/Balducci Group from the Merrill Lynch office in Newport Beach, California. Matthew assists with research, analytics, portfolio implementation, and trading. Matthew holds Series 7/66 registration, Series 3 registration, has obtained the designation of Certified Financial Planner, and is a Level II Candidate for the CFA Program. Matthew earned a Bachelor’s degree in Economics from the University of California, Irvine.

Valerica Nistor, Registered Senior Client Associate
Valerica’s responsibilities include assisting clients with multiple service needs: banking and operational tasks for client accounts which include check writing, debit card transactions, direct deposit, electronic bill payments, and wire transfers. She is registered with the Series 7 and 66 licenses. Valerica is an alumnus of Fordham University where she earned a Bachelor's in Economics and a minor in Business Administration.

Patrick Carton, Registered Client Associate
Patrick has been a part of the Snyder/Balducci Group since June of 2006. He is responsible for providing our clients with a high level of service in operational and administrative areas. He is primarily responsible for researching and gathering critical data for portfolio analysis, addressing operational issues, as well as new account implementation and online enrollment and guidance. He is fully registered with his series 7 and 66 licenses as well as a licensed notary. Patrick is an alumnus of Baruch College where he studied Finance and Investments.

Josiane El Khoury, Client Associate
Josi’s primary responsibilities include coordinating client meetings, producing portfolio review presentations as well as the on-boarding experience for new clients to the group. Prior to joining Merrill Lynch, Josi worked at Rockefeller Financial where she assisted institutional clients with their ongoing service needs. Josi earned a Bachelor’s degree in International Business & Finance from the College of Staten Island, New York.

Lisa Mijovic, Client Associate
Lisa joined The Snyder/Balducci Group at Merrill Lynch in January 2012. Lisa will be assisting Matthew Miller with research, due diligence, and investment analytics as well as operational tasks for client accounts. Lisa recently graduated with her B.S. in Finance and Management with a Mathematics Minor from NYU’s Leonard Stern School of Business. Originally from Forest Hills, NY Lisa now resides in Manhattan.