PROFESSIONAL PROFILE
Carol Myers is a Vice President and Senior Financial Advisor with Merrill Lynch. She is a CFP® certficant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. and a member of Merrill Lynch's Chairman's Club. Prior to joining Merrill Lynch in 1987, she was an Assistant Vice President in the Bond Department at AmSouth Bank. She is an active member of the Episcopal Diocesan Stewardship Council and has served on the Department of Camp McDowell for the Diocese. Carol graduated with Honors from the University of Alabama at Birmingham with a BS in Accounting. Carol works with individual and business clients, providing unique wealth management solutions using the team's four step process
Michael Player is a Senior Financial Advisor with Merrill Lynch. He is a CFP® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc., a CRPC®, and a member of Merrill Lynch's Executive Club. Michael is a member of the Birmingham Chamber of Commerce and also serves on the Board of Directors of the Alabama Wildlife Rescue Center. He is also a member of Shades Valley Lodge # 829 in Homewood, Alabama. Michael is a graduate of Birmingham Southern College with a degree in Business Administration with concentrations in Marketing Management and Finance. Michael's expertise is in business retirement accounts, annuities, life insurance and lines of credit. His investment policy is built around the team's four step process.
Bryan Banta is a Registered Client Associate and an integral partner of the Myers Player Group. He is a graduate of Samford University with a degree in Business Administration with a concentration in Management. Bryan is the first line of contact in developing and implementing solutions for the teams clients. He has a wide range of experience and knowledge regarding various financial products and services and is an integral part of developing each client's customized solutions.
The Myers-Player Group was formed in January, 2001 in order to provide Wealth Management for our clients. Our open architecture platform allows us to choose from a variety of investment managers and strategies on both a discretionary and non-discretionary basis. After identifying your time frame and overall risk tolerance, we look to build a customized portfolio for both income and growth utilizing a variety of investment solutions from individual stocks and bonds, mutual funds, exchange traded funds, and non-correlating investments. Because we use both a strategic and tactical approach to investing, we regularly review your portfolio and make changes to accommodate not only your personal lifestyle but external risk and opportunities such as economic and geopolitical conditions, interest rates, currency and credit risk. Ongoing communications about your investments are an important part of our relationship. Our team conducts regular face to face reviews with our clients while also keeping clients updated through phone calls and electronic mail.
Our four step process is structured to accomplish the following:
Create and grow wealth with appropriate investments, adequate insurance and liability management.
Grow and preserve wealth with constant review of investment portfolios, insurance needs, and tax sensitive attitudes.
Plan for the distribution of wealth during life through qualified retirement plans, IRAs, Employee Stock Option plans, and Business Succession plans. Verify that durable powers of attorney are in place, gifting programs to children and descendants are structured, and any gifting to charitable institutions is addressed.
Plan for transfer of estate by verifying proper asset titling and naming appropriate executors and trustees. Provide for distributions to spouse, children, and others in the most tax efficient manner. We also help implement charitable requests and distribute funds to those charities when necessary.