As a Merrill Lynch Financial Advisor and Certified Financial Manager, which is an internal self-study curriculum based on a variety of wealth management topics and course exam, my objective is to develop long-term financial advisory relationships that are personalized to each and every client. It is my practice to promote a systematic approach to investing consistent with each client's investment goals and risk/reward tolerance.
Through Merrill Lynch, I am able to provide a wide array of financial/investment services including financial guidance, retirement and estate planning strategies, and investment portfolio management. In conjunction with these services, I am supported by specialists and top-rated research. In addition, I can offer access to a Wealth Management Banker from Bank of America, who can draw upon an expansive array of cash management, credit and other lending solutions designed to fit clients' overall financial strategies.
Residing in Vestal, NY, I am a life time resident of Broome County. I have been married to my wife Helen for 24 years and we have three boys, age 22, 20, and 19. I earned my B.A. degree in Economics and Management Science from Binghamton University in 1977, and started my career in the financial business with Merrill Lynch in 1985. Although I am licensed in several states, my business is centralized around New York and Pennsylvania.
I work extremely hard to provide an exceptional level of client care and service, and I invite you to contact me if you have an interest in getting together at your home or my office for a meeting to discuss your particular investment and retirement needs.