PROFESSIONAL PROFILE

Eric J. Hinds is the Resident Director, Senior Vice President - Investments and Wealth Management Advisor of the Summit, NJ office. He has been with Merrill Lynch since 1998 and provides the overall leadership for the team. He focuses on overall portfolio management and the development of corporate retirement plans. Eric is a published author and an avid soccer player and coach. He is a graduate of Villanova University and resides in Holmdel, NJ with his wife Karen and three children Eric, Connor and Abigail.

Kevin M. Pearly is a First Vice President and Wealth Management Advisor. He has been with Merrill Lynch since 1999 and holds a CFP® certification awarded by the Certified Financial Planner Board of Standards, Inc. His areas of focus include individual wealth management and retirement planning strategies. He also serves as a trainer and coach for new Financial Advisors. Kevin is a graduate of the Stern School of Business at New York University and resides in Hoboken, NJ with his wife Deana and son James.

Michael P. Fisher is a Registered Investment Associate and has been with Merrill Lynch since 2003. His responsibilities include implementing the wealth management process, analyzing accounts and preparing portfolio reviews. Michael is a graduate of the Pamplin School of Business at Virginia Tech and resides in Manasquan, NJ.

Lori Gagliano is a Registered Senior Client Associate and has been with Merrill Lynch for over 27 years. She resolves all administrative issues, executing trades for clients and knows best how to utilize the vast resources that Merrill Lynch has to offer. Lori is a graduate of Montclair State and resides in Warren, NJ with her husband Bob and two children Jamie and Christopher.

Patty Fajardo is a Client Associate and has been with Merrill Lynch since 2005. Patty oversees the internal operations and processes of the group. In addition to client service issues, her responsibilities include working with clients to navigate the Total Merrill Process. Patty is a graduate of The Rutgers School of Business with a degree in marketing and resides in Clark, NJ with her husband Manny.

Ray Doxey is a Registered Client Associate with Merrill Lynch and has been in the financial services industry for over 10 years. He joined Merrill Lynch in 2008 and assists our clients in all service and investment related areas including: trade executions, market research and portfolio reviews. Ray holds a degree in Business Management from The Richard Stockton College of NJ and resides in Tinton Falls, NJ with his wife Nichole.