PROFESSIONAL PROFILE

Giaccio, Hosier and Associates, with over 80 years of combined financial experience, guides clients to help them make informed choices that fit their near-term and long-term goals, life changing events, career transitioning, retirement and retirement income needs.

Equipped with the knowledge of each client’s goals, hopes and expectations, Giaccio, Hosier and Associates helps set targeted objectives that are flexible enough to adapt to their situation.

Together, they create a guide in the following:

Analyzing needs and goals.
Evaluating overall financial situation.
Establishing time horizon and investment risk tolerance.
Developing an asset allocation based on objectives.
Creating the strategy and review investment performance.

Giaccio, Hosier and Associates believes it is important for an investor to take a disciplined approach to investing, to be diversified, and reevaluate investments regularly.


Anthony C Giaccio

Tony is a Vice President, Financial Advisor and Certified Manager. After 25yrs of a successful career as a business owner and an executive in the capital equipment sector, he joined Merrill Lynch in 1986. Tony is a graduate of St. Peter’s College. His extensive business experience and dedication lends well to assisting clients with their financial goals.

He has lived in Wayne for 42 years, is married with 3 children and 6 grandchildren. Tony is actively involved with charitable organizations including Immaculate Heart of Mary Church, Fidelians of America Children’s Camp, Passaic County 200 Club, Passaic County Vision 2000 (rebuilding Passaic County) and is a 4th degree with the Knights of Columbus. Tony has extensive experience with personal and professional investing as well as liability
management.

Scott J Hosier

Scott joined Merrill Lynch in January of 2001. He graduated from Wheaton College in 1993. He earned his CFM in April of 2002 and his CRPC® in August of 2006. He is a Vice President.

Scott has conducted seminars, speaking on such topics as: Estate Planning, IRA Rollovers, and College 529 Planning. He has a passion for helping, teaching and serving his clients as their Financial Advisor.

He has also hired, coached and trained dozens of Merrill Lynch Financial Advisors through serving in various leadership roles since 2004.

Scott resides in Midland Park, NJ with his wife, Mary, and their four children.

Andrea L Brown

Andrea joined Merrill Lynch in 2011, bringing over 25 years' experience in financial services to the firm. Andrea holds an M.A. in Finance from the University of Chicago as well as Series 7, 63, 65 and CSNA designations. Her background includes experience as a municipal bond analyst and an investment banker in fixed income securities.

Andrea is bi-lingual, and enjoys spending time with her family, volunteering for non-profit organizations and traveling.

Jeremy A Rudd

Jeremy is a financial advisor, having been in the financial services industry for nearly a decade. Jeremy holds series 7,63, 65 and CSNA designations. He is passionate about helping clients achieve the life they envision.

Jeremy is a life-long resident of Fair Lawn, NJ, where he resides with his wife Dineen and their daughter, Ashley.