PROFESSIONAL PROFILE

The Foundation Management Group has over a century of collective experience in helping individuals and institutions achieve their financial objectives. Our mission is to be an essential partner of each client.

Richard E. Ryall joined Merrill Lynch in 1972. He is a graduate of Boston University. Dick earned his Certified Investment Management Analyst designation through the Wharton Executive Education Program. Although he has wide-ranging expertise, his primary role is portfolio management. Dick also serves as a board member on the financial-oversight committees for several local non-profit groups. He and his wife are residents of Suffield, CT.

Robert E. Young is a Navy veteran who began his career at Merrill Lynch in 1976. He attended Western New England College. Bob's responsibilities center on business development and marketing. He resides with his family in West Springfield, MA.

Ronald N. Loftus joined the firm in 1981, and he is a graduate of Western New England College. Ron is a CERTIFIED FINANCIAL PLANNER™ practioner and also a Chartered Retirement Plans Specialist. He works closely with clients on many matters, including retirement and estate planning. Ron is a third-generation resident of Belchertown, MA, where he lives with his wife and son.

J. Brendan Wood joined Merrill Lynch in 2007. He is a graduate of Princeton University. Brendan holds the Chartered Retirement Planning Counselor designation. He focuses mainly on investing for retirement. Brendan and his family reside in Longmeadow, MA.

Kate Magee has been with the firm since 1981. She is a graduate of Bryant College. Kate is a Senior-Registered Client Associate who assists the team with all aspects of account administration and client service. She and her family live in South Windsor, CT.

Marjorie Knapp joined Merrill Lynch in 2005. She is a graduate of Elms College, and she has over thirty years of experience in financial services management and operations. Marji resides in Enfield, CT