PROFESSIONAL PROFILE

With nearly 60 years of combined experience in the financial services industry, Embleton Curtis & Associates have been providing a strategy focused on customized investment management and solutions for a select group of high net worth individuals to assist with all aspects of their financial lives. Our group focuses on working with clients to develop and implement a plan to grow and preserve their wealth, from implementing tax-efficient investment strategies to retirement and estate planning, by working with their advisors in developing their estate plan. The client experience is paramount to our team, with excellent service, integrity, and attention to detail being of utmost importance. With a detail oriented support staff, our goal is to provide an ongoing first class experience for each and every client.

Embleton Curtis & Associates have years of experience in innovative design solutions and implementation of retirement plans for companies ranging from small family businesses to mid-sized businesses with specific plan types including 401(k), profit sharing, traditional and cash balance defined benefit, and non-qualified plans. We are consultative; we work with clients to select the most appropriate solution best suited to meeting the specific needs of each client company.

Our group combines the global resources, capabilities, and expertise of Merrill Lynch with the feel of a boutique firm. We serve as the client’s personal portfolio asset manager by reallocating assets in accordance with changing market conditions, investment objectives, or financial circumstances. Over time, an understanding of the goals and objectives of the client have proved to be a judicious and successful way to be part of a long-term relationship.
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John F. Embleton, CIMA®
Senior Vice President – Investments, Financial Advisor, Senior Portfolio Manager, PIA Program

John is a graduate of The Citadel Military College and began his career in the financial services industry in 1990. John is a Senior Portfolio Manager and is responsible for investment strategy implementation for the group in addition to the financial analysis process for new clients and ongoing client relationship management. John is a Certified Investment Management Analyst professional, having achieved the CIMA® designation at The University of Pennsylvania Wharton Business School in 2002 and has been a member of the New York Stock Exchange Hearing Board since 1998. John has built a long standing relationship within the pilot community given his family ties to aviation and himself an instrument rated private pilot. He has been married to Mary Ann Embleton for fifteen years and they have two children- Zoe and Jack. In his free time, John has been very involved with Boy Scouts of America and is the Cubmaster of the local Cub Scout Pack.

William C. Curtis
Senior Vice President – Investments, Financial Advisor, Senior Portfolio Manager, PIA Program

William earned a Bachelor of Science degree in Financial Planning from The University of Alabama and began in the financial services industry in 2001. Also a Senior Portfolio Manager, he advises through all phases of the wealth management process, including asset allocation and portfolio risk management, lending and liability management, as well as insurance, annuity, retirement and estate planning. Additionally, William has significant experience in designing retirement plans by assisting clients with implementation of their plan, as well as ongoing employee education and plan design enhancements. William is currently a member of the Buckhead Lions Club and sits on the Finance Committee for Peachtree Road United Methodist Church. He is married to Bonnie Curtis and has two children - Hill and Elizabeth.

Jay L. Geaslen CIMA®, CRPC®, CFM ®
First Vice President - Investments, Financial Advisor, Senior Portfolio Manager, PIA Program

Jay holds an M.B.A. degree in Finance from Rensselaer Polytechnic Institute and a Bachelor of Science degree from the College of Engineering, School of Architecture, at Ohio State University. In 2005, he also successfully completed the Certified Investment Management Analyst (CIMA) program through the Wharton School, University of Pennsylvania, and in 2008 Jay completed the Chartered Retirement Planning Counselor (CRPC) program. Prior to Merrill Lynch, Jay was part of a multi-family office practice in New England for 7 years, and was also with a big five accounting firm for 2 years where he was responsible for their investment advisory practice in the Southeast. Jay joined Merrill Lynch in 1999 where he specializes in working with high net worth and institutional clients of Embleton Curtis & Associates by providing strategies addressing cash management, group qualified and non-qualified benefit plans, short and long term financing, and has written articles on asset protection for physicians, including one published in Georgia Physician magazine. Additionally, Jay helps clients focus on estate planning issues and works with their other advisors in implementing varied estate and financial strategies. Jay is married to Susan Geaslen and has two daughters - Erica and Cassandra.


P. Schuyler Quackenbush, Jr., CRPC®
Assistant Vice President – Financial Advisor, Portfolio Manager, PIA Program

Schuyler’s background and experience gives the group the ability to provide specialized services to meet the needs of many clients. After earning a Bachelor of Science degree in Finance from The University of Alabama, Schuyler worked for UPS as a financial analyst for 4 years before beginning his career in the financial services industry in 2004. His years of experience as an analyst help to bring an analytical approach to the group’s investment strategy process. Schuyler is responsible for the initial meetings with new clients to obtain a comprehensive understanding of their personal challenges, goals, and expectations. In addition, Schuyler assists the group’s corporate clients in areas including 401k planning and risk management of concentrated stock positions. Schuyler received his Chartered Retirement Planning Counselor designation in 2011. Originally from Mobile, Alabama, Schuyler and his wife, Lori Quackenbush, have two children- Trey and Caroline.


Sarah S. Allman
Registered Client Associate

Since 2006, Sarah has had responsibility for customer service account operations for the group. Upon graduating from the University of Georgia in 2005 with a BBA in Marketing, she worked as a service assistant for Northwestern Mutual. Sarah is married to Andrew Allman.

H. Gini Eldridge
Registered Client Associate

Gini shares responsibilities with Sarah for account administration and client relations. She joined the group in 2008 after graduating from The University of Georgia with a BBA degree in Finance.

C. Lynn Archer
Senior Registered Client Associate

Lynn works with Sarah and Gini with overall group operations. She is a graduate from The University of Georgia with a BBA degree in Accounting. Lynn worked for Home Depot for 13 years prior to joining Merrill Lynch in December 2005.

The Wealth Management Banker for Embleton Curtis & Associates:

Nancy A. Thigpen
Senior Vice President, Wealth Management Senior Banker

Nancy can help you analyze your mortgage debt and liquidity structure and make recommendations that aim to maximize returns, seek lower rates on debt obligations, and minimize fees and expenses. Nancy has been in the banking industry since 1980 and joined Bank of America in 1983.