PROFESSIONAL PROFILE

M. Cecilia Cuevas joined Merrill Lynch in September 2004. A graduate of the University of Southern California, Los Angeles, Ms. Cuevas earned a Bachelors of Science degree in Business Administration, Cum Laude. Ms. Cuevas earned the degree of Masters in Business Administration with an emphasis in Financial Planning from California Lutheran University, and possesses a strong background in business and non-profit operational and financial management.

In addition to providing financial advice to Merrill Lynch clients, Ms. Cuevas serves as a Board Member and Immediate Past President for the California Coalition Against Sexual Assault and as a Board Member of the American Red Cross of Ventura County and Worldmark by Wyndham.

Ms. Cuevas is committed to providing holistic and comprehensive wealth management advice which focuses on business succession, personal and family wealth transfer planning. Ms. Cuevas states that her client commitment involves "advice and planning, retirement, banking, credit and lending, estate planning, investments, business solutions and ongoing client review and progress meetings" as the key components to successfully managing the wealth of her clients. "I am committed to being your essential partner!"