PROFESSIONAL PROFILE
C&E Associates
430 Amwell Road
Hillsborough, NJ 08844
C&E Associates provides personalized family wealth management services to an exclusive clientele of affluent individuals and families.
We develop strategies for asset and liability management, income and asset protection, tax minimization, and generational transfers to help clients achieve their goals of creating and growing wealth, protecting and preserving wealth, and planning and managing the transfer of wealth to establish lasting legacies in the most tax-efficient manner.
Our team believes that clients deserve the best resources available to help them reach their goals. With over 50 years of combined experience, C&E Associates brings unparalleled access to one of the world's largest and most resourceful wealth management firms, crafting strategies that draw from the best-of-breed solutions and services available in the industry.
We strive to meet our client's long-term expectations while minimizing risk, preserving capital, and protecting our clients’ wealth during periods of market volatility. We are dedicated to our client's welfare and seek long-term relationships that extend beyond individual transactions, spanning market cycles and even generations. By serving our clients well, we also succeed.
David E. Cohen, CFP®, CRPC®
Senior Vice President – Investments
Wealth Management Advisor
(908) 904-6880
David has been involved with the financial services industry since 1998, joining Merrill Lynch/Bank of America as a Financial Advisor in 2002. In addition to his responsibilities as an advisor, he has held a number of leadership roles within the Wealth Management Division including, most recently, Complex Sales Manager for New Jersey, Pennsylvania, and Delaware. David’s belief that clients are best served by a specialized team-approach to wealth management was the foundation for establishing this team.
David’s expertise is focused on Estate and Retirement Income Planning. He adheres to a planning-based approach with individuals and families who face issues beyond their investment portfolios. He specializes in working with clients and their tax and legal advisors in a collaborative manner, minimizing advisor conflicts, and providing a more comprehensive and consolidated wealth management plan.
David is a Certified Financial Planner® certificant, a designation awarded by the Certified Financial Planner Board of Standards and also holds a Chartered Retirement Planning Counselor(CRPC®) designation. He is Series 4, Series 7, Series 24, Series 53, Series 63, and Series 65 licensed with the Financial Industry Regulatory Authority (FINRA). In addition, he holds Life, Health and Long-Term Care insurance licenses.
David holds a Bachelor of Science degree in Finance from The University of Tampa and is a graduate of the Wharton Business School Executive Education Program. He lives in Rumson, New Jersey with his wife Kelly and two daughters. David is an avid sportfisherman and boater.
Robert Edelson, MBA, CRPC®
Vice President – Investments
Wealth Management Advisor
(908) 904-6882
Robert Edelson is a 13-year veteran of Merrill Lynch/Bank of America. His career with the organization began as a portfolio manager in Summit, NJ, where he also served as the telecommunications analyst for Summit Bank’s Large Cap Growth Mutual Fund. From 1998 through 2005, Robert managed and maintained an investment portfolio with $500 million under management.
Robert joined Merrill Lynch Wealth Management in 2006 with a continued focus of expanding his existing client relationships as well as serving new relationships. He established a practice which focuses on top tier client service, an always-open line of communication, and thoughtful guidance to assist clients in achieving their short-term and long-term investment goals.
Robert focuses on Asset Allocation and Portfolio Management on a client-specific level. Merrill Lynch’s cutting-edge research combined with his extensive knowledge and industry experience allows for a thorough and comprehensive approach in the execution and maintenance of both strategic and tactical asset allocation. Robert leverages a network of specialists in the field of Alternative Investments, Asset Management Research, Fixed Income, and Risk Management Techniques to deliver the full range of Merrill’s resources to clients.
Robert holds a Masters of Business Administration from Rutgers University with a Finance & Portfolio Theory focus as well as a B.S. from The College of New Jersey (Finance). Robert has also earned the Chartered Retirement Planning Counselor(CRPC®) designation. He is Series 7, Series 63, and Series 65 licensed with the Financial Industry Regulatory Authority (FINRA) and is a Life, Health, and Long-Term-Care insurance producer.
Robert lives in Central New Jersey with his wife Melanie and his son. He is an accomplished musician (guitar) and collects vintage and rare musical instruments.
Mary Ann Regada
Registered Client Associate
(732) 214-3596
Mary Ann has worked in Banking and Investments for the past 23 yrs - 11 of those with Merrill Lynch/Bank of America. She previously held the role of Licensed Financial Consultant at PNC Investments and was responsible for providing specialized client support for 300 affluent families. Mary Ann takes a proactive approach in providing outstanding customer service in handling complex matters and communicating with clients. Her passion is working with clients and meeting or exceeding their expectations. Mary Ann is the team’s technology and operations specialist in addition to leading the team’s proactive client communications.
She has attended several courses at Seton Hall University’s Institute of Banking, including Accounting and Business & Banking Law. She has also acquired several certifications in Diversity and Achieving Extraordinary Customer Satisfaction.
She currently holds a Series 7 with the Financial Industry Regulatory Authority (FINRA) and a Life Producer License. Mary Ann resides in Clark, NJ with her husband and two sons.
Karen Scotti
Registered Client Associate
(609) 987-3554
Karen has 12 years experience in the financial services industry and joined Bank of America/Merrill Lynch in 2006. As a Client Associate, Karen is often the primary contact for clients for account service and maintenance requests and her personal approach to problem solving is outstanding. Karen’s previous experience with a high net-worth Registered Investment Advisory firm adds tremendous value and allows her to support both operational and compliance aspects of the team. Her in-depth knowledge of wealth management planning supports the team’s ability to monitor and maintain existing plans and coordinate communication with clients’ other trusted advisors as needed. She also leads the team’s educational communication and event planning.
She currently holds a Series 7 with the Financial Industry Regulatory Authority (FINRA).