PROFESSIONAL PROFILE

Joseph P. Moceri is a Vice President, Wealth Management Advisor, and Certified Financial Manager who joined Merrill Lynch in 1984. Joe is a Portfolio Manager in the Personal Investment Advisory Program. He graduated from Michigan State University with a Bachelor of Science Degree and holds a Masters in Business Administration from the University of Detroit-Mercy. Joe lives in Oakland Township, Michigan with his wife. He is actively involved in the community. He has been a member of the North Oakland YMCA Advisory Board since 1992 and previously served in the Rochester Rotary. Joe is a recipient of the Merrill Lynch Lifetime Community Achievement Award.

P. Joseph (Joe, Jr.) is a Financial Advisor and Chartered Retirement Planning Counselor and a Certified Special Needs Advisor. He joined Merrill Lynch in 2006. Joe Jr. is also a graduate of Michigan State University and holds a Bachelor of Arts Degree. Joe Jr. is a resident of Rochester, Michigan.

The Moceri Group concentrates on the financial and investment needs of high-net-worth individuals, businesses and retired clients. We stress a long-term approach to investing and emphasize financial strategy to help clients determine their financial needs and risk tolerance. The Group also assists clients to the extent they wish to pursue other investment strategies consistent with their investment objectives for all or a portion of their assets. Portfolio performance and client satisfaction are the primary business objectives of The Moceri Group. Retirement plans, and in particular 401(k) plans are a focus of the Group. We are committed to providing a high level of customer service to all clients.