PROFESSIONAL PROFILE

The RF Group assists clients in developing long-term financial plans and strategies to provide guidance for their personal and business finances. This includes: individual and family accounts, corporate cash, 401K and profit sharing plans. Other areas of concentration are portfolio analysis, retirement planning, life insurance analysis and funding, and a full compliment of wealth preservation and transfer services. They assist clients with investment tax, estate and wealth transfer strategies.

Kevin Ruszkowski, CFM, Vice President, Wealth Management Advisor - Kevin graduated from the University of Arkansas with a degree in Business Management. He joined Merrill Lynch in 1990. Kevin specializes in asset allocation and portfolio design, with a focus towards higher net worth clients. He is a portfolio manager in the Personal Investments Advisory program (PIA). Kevin has been recognized at Merrill Lynch as a member of the Chairman's Club.

Micheal Fisher, CRPC®,CSNA, Wealth Management Advisor - Micheal joined the Clear Lake Merrill Lynch office in 2005. He graduated from Kansas State University and he concentrates his business on corporate cash, 401K & profit sharing plans and individual accounts. Micheal is a CRPC® (Chartered Retirement Planning Counselor), a CSNA (Certified Special Needs Advisor) and he also handles client portfolios within the Merrill Lynch Advisory Portfolio (MLAP) and Merrill Lynch Personal Advisor (MLPA) programs.

Crystal Blakeney, Client Associate
Crystal joined Merrill Lynch in 1999. She is the first line of contact in assisting clients to integrate Merrill Lynch's many capabilities and handles account administration, appointments and client relations.

The team works closely with clients' other family advisors, including attorneys and accountants, to focus on clients' total wealth management needs.