PROFESSIONAL PROFILE

David Clifford is a Vice President and a Financial Advisor. David has worked in the financial services industry in San Luis Obispo since 1981. David achieved a Bachelor of Arts degree from the University of Colorado. David currently serves on the Board of the Children's Health Initiative, an organization that works to ensure that every child in his community has access to the health care that they need and deserve.


Cherie Millard is an Assistant Vice President and Financial Advisor. Cherie is also a CFP® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Cherie has worked in the financial services industry since 1982. Cherie achieved her Bachelor of Science in Accounting from California Polytechnic State University, Pomona and she attained her CPA prior to her move to the financial service industry. Cherie is an active member of the San Luis Obispo Chapter of Soroptomist International, an organization that promotes excellence in women and young ladies locally and throughout the world.

Steve English is a Financial Advisor who has worked in the financial services industry in San Luis Obispo since 2003. Steve is also a CFP® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Steve achieved his Bachelor of Arts with Honors in Economics from the University of California, Davis in 2003. Steve currently serves on the Board for The Literacy Council of San Luis Obispo, an organization that promotes adult literacy throughout his community. He is also an active member of the Rotary Club of Templeton.


Michele is a Registered Client Associate and has worked in the financial services industry since 1979. Michele achieved her Bachelor of Administration degree from the University of LaVerne.