Preparing for Retirement

To help you have the income you need in retirement, it's essential to have a plan that identifies appropriate investment strategies for your age, risk tolerance and circumstances. Even if you aren't nearing retirement, it's never too early to ask: Are you invested in the right mix of stocks, bonds, alternative investments, and liquid assets to build a comfortable income stream? Should you be purchasing long-term care insurance? Have you maxed out your tax-deductible contributions to your retirement plan at work? If so, what else can you do now to help you achieve your retirement goals later in life?

Client Story:

An Award Winning Second Act

Leading business incubator TechTown, Merrill Lynch client Randal Charlton used his second career to help entrepreneurs in Detroit get their dreams off the ground. He won an award for his efforts and is now inspiring others to turn retirement into a new beginning. Watch his compelling story.

Featured Articles:

The Guthries: Continuing to Invest in the Markets — and Themselves

Though they've had to delay retirement, this couple is still optimistic about their future and the investment strategies they've chosen to put in place through their Financial Advisor.
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3 Ways to Diversify Your Retirement Savings

Today's economy calls for a more diversified portfolio. One retirement planning expert shares three ideas to get started.
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Find a Merrill Lynch Financial Advisor who can help you prepare for your post-career life.

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